Your home is your single largest investment. As a homeowner it is always a wise choice to protect your house and its contents against loss or damage. The perils range in intensity from burglary to hurricanes, floods, fire, earthquakes and other natural disasters.
The Household Policy-Property Risks:
Covers loss or damage to the building(s) compromising the insured’s private dwelling caused by any of the insured perils is covered.
What exactly would I receive in the event of a total/partial loss?
Architects’ and surveyors’ fees incurred in replacement of the building destroyed or damaged by an insured peril.
Removal of debris costs and expenses incurred following damage by an insured peril.
Workmen’s Compensation for domestic servants.
Loss of rent incurred by the insured consequent upon damage to the building by an insured peril not exceeding a stipulated percentage of the sum insured on buildings.
What about the contents of my home?
This is a separate risk and is provided for under our contents policy it provides for loss or damage to the insured’s household goods and personal effects caused by an insured peril.
It’s your choice… Protect it!!!
The above explanations give a summary of the type of cover available. For full details, including the exclusions and conditions that apply, please Contact Us.
